Categories

Archives

Self Improvement - Why Bother?

“The journey of a thousand miles begins with a single step.” – Lao Tzu

Have you ever read a wonderful piece of advice and then completely failed to implement it?

I’ve recently been looking a lot of advice in the face and asking, “Why bother?”

All those gurus sitting in their white castles don’t know the details of [...]

Costs, Part 1 - Opportunity Costs

Every time you travel down one path, you miss out on the path you didn’t take. It’s something we rarely think out, because missing something causes regret. We want it all.

But it’s a fact: we can’t have it all. We have limited resources, and it’s good to accept that. At any given time, there’s only [...]

3 Less Common Ways of Using the Internet to Save Money When Shopping

There are so many ways that the internet can help you save money when shopping. There are online shops that are cheaper than brick-and-mortar ones, there are comparison sites, and there are coupon sites. Here are three less ordinary ways I use the internet to save money when I go shopping:

1. Online catalogues
I don’t get [...]

14 Ways to Trim Your Grocery Bill

Groceries are often an area where we spend more than we need to – sometimes, without even realizing it. Trimming down this bill can often result in major savings, without impacting your lifestyle too much. Some of the major ways to spend less on groceries are:

1. Buy Less Processed Foods
Processed foods are usually more expensive [...]

5 Ways to Practice Extreme Frugality

There are two types of frugal people.

There’s the person who’s living quite comfortably, and doesn’t really need to worry about money for basic needs like food or medicine. He/she chooses to live this lifestyle in order to enjoy the benefits of frugal living, and is more concerned with saving for retirement or enjoying life. The [...]

How Does Money Affect Your Life?

Studies show that money makes you happier.

If you’re really poor, you don’t doubt that. Even if you’re quite well-off, you still don’t doubt that, but now you want a yatch and a BMW, not just a functioning car. So we all want more money.

But apart from its uses, where does money fit into your life? [...]